How to File a Small Claims Court Claim in Ontario

If someone owes you money or has caused financial loss, you may be able to file a claim in Small Claims Court. In Ontario, you can sue for up to $50,000, making it a practical option for many disputes.

Step 1: Determine If You Have a Valid Claim

Common types of cases include:

• Unpaid invoices

• Breach of contract

• Property damage

• Loan repayment disputes

You must be able to prove your claim with documents or evidence.

Step 2: Identify the Correct Defendant

Make sure you are suing the correct legal entity:

• Individual

• Business

• Corporation

Errors here can delay or dismiss your case.

Step 3: Prepare the Plaintiff’s Claim

You must complete the required court form outlining:

• What happened

• How much you are claiming

• Supporting details

Accuracy and clarity are critical.

Step 4: File Your Claim

You can file your claim:

• Online

• In person at a courthouse

Filing fees apply.

Step 5: Serve the Defendant

After filing, you must legally deliver the claim to the defendant. This is called “service.”

Improper service can invalidate your case.

Step 6: Wait for a Response

The defendant has a limited time to respond. They may:

• File a defense

• Ignore the claim (which may allow default judgment)

Step 7: Settlement Conference

Most cases go through a settlement conference before trial. This is an opportunity to resolve the matter early.

Step 8: Trial (if needed)

If no settlement is reached, the case proceeds to trial where a judge makes a final decision.

Important Tip

Mistakes in filing, evidence, or procedure can weaken your case significantly.

Need Help?

We provide full representation for Small Claims Court matters in Toronto and the GTA,

from filing to trial.

📞 Call now: (416) 512-7506 📧 Email: paralegal416@gmail.com